Indianapolis Insurance attorneys
Insurance laws in Indiana require that the owner of a vehicle also own liability insurance on the vehicle. If you are found to have been the cause of an automobile accident, liability insurance provides compensation to the other person for damages. Indiana law requires $25,000 as the minimum coverage; however, it is possible to obtain greater amounts of liability insurance. Typically, the more you pay for liability insurance, the more you are covered in the event you cause a serious injury.
If you or a loved one has suffered in an accident and need the help of our Indianapolis insurance attorneys, contact us now!
There are many types of coverage that you can purchase from your insurance company to protect you in case you are involved in an automobile collision. A few of the most common include liability insurance (required, as stated above), collision coverage and coverage relating to uninsured/underinsured motorists. The coverage you have is set forth in your insurance policy.
Investigating all of the possible insurance coverage options is one of the first things our insurance attorneys do. There are two basic types of automobile insurance - first party coverage and third party coverage. First party coverage covers only you and your property that were involved in the collision. Examples of your property include everything from your medical expenses, personal vehicle damage and the insurance companies duty to defend you in the event that you are sued as the result of your operation of a vehicle. Third party coverage is used to pay for injuries sustained to others, whether they were passengers in your car, pedestrians or driving in another vehicle involved in the accident.
If you are injured by the negligence of a defendant, our attorneys in Indianapolis will make a claim under the bodily injury liability coverage of the negligent defendant’s insurance policy. Liability coverage is strictly for defending and settling any claims, or paying any judgments rendered against the insured in an automobile accident negligence claim. This should not be confused with health insurance. Liability coverage is a one-time settlement or payment for all of your damages.
Let our Marion County Indianapolis Insurance attorneys help you!
Garrison Law Firm » Insurance attorneys Serving Marion County, Indiana
Garrison Law Firm
8720 Castlecreek Pkwy
Suite # 200
Indianapolis, IN 46250
(317) 572 7717
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